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Professional Hair Braids

Professional Insurance Marketplace

If you're an educator, aspiring student, an independent contractor, a distributor, a manufacturer, or even own your own salon, spa, or barbershop - you want to be assured that you're fully covered!

Professional Hair Braids

Professional Insurance Marketplace

If you're an educator, aspiring student, an independent contractor, a distributor, a manufacturer, or even own your own salon, spa, or barbershop - you want to be assured that you're fully covered!

Professional Hair Braids

Professional Insurance Marketplace

If you're an educator, aspiring student, an independent contractor, a distributor, a manufacturer, or even own your own salon, spa, or barbershop - you want to be assured that you're fully covered!

Educators Professional Liability Plan

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These days, even the best educators can end up in court. Guard your career and your personal assets with up to $2 million in professional liability coverage.

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  • Protection you can count on. Assures you're covered if your school can't or won't defend you.

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  • Pays all your defense costs separate from the limit of liability you choose.

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  • Provides legal benefits if you're subject to a job action such as demotion, transfer, reassignment or dismissal.

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  • A thrifty option for educators who are W-2 employees of a school, district or other education organization.

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Annual Rates


For W-2 employed educators:


$116 for $1 million liability limit


Employed plus part-time coverage:


(adds coverage for your part-time educational activities.)
$232 for $1 million liability limit.


Coverage will become effective the first day or the next month after approval and receipt of the annual premium.

Coverage extends for a full 12 months.

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Rates are subject to change. 

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Administered by Forrest T. Jones

For Licensed Professionals OR Students!

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While this industry includes a wide variety of practices and methods, our insurance coverage is built for every one of them. Liability coverage and additional policy options allow you to create the right program for your services. Beauty & Bodywork Insurance has skin in the game, and our policies are designed to give you what you need, to build confidence to do your job.

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Apply for Coverage today.  Policies start at $96 per year. 

General & Professional Liability Limits

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General & Professional Liability Aggregate - $3,000,000

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Products & Completed Operations Aggregate - $3,000,000

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Personal & Advertising Injury Included

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Each Occurrence - $2,000,000

Damage to Premises Rented to you - $300,000

Please note these are brief definitions of coverage. Your policy may be more restrictive in its language. Refer to the actual policy for a complete description of coverages and exclusions. If you would like to see a sample policy, please contact BBI. 

For Salons, Barbershops, or Spas

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Your business insurance needs may vary depending upon the types of modalities practiced at your facility. BBI covers over 250 modalities and provides insurance to thousands of professionals every year.

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Request a quote online today. 

Fast & Secure Online Purchase

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Buy Today & Get Immediate Coverage

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Download Proof of Insurance at Checkout

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Microcurrent & Cupping Endorsements

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